Are You a Family

What is the best way to merge to overall family finances?

Do we need a joint bank account?

Who will pay the bills in the family?

Do we have/keep separate credit cards?

What is the best way to build our family budget?

How do we minimize our federal and state income taxes?

Should we buy a new home?

If we own two homes, should we rent the one we don’t’ live in?

Do we change beneficiaries on our retirement plans?

Should we be on just one of our health insurance plans?

How much should we be saving for retirement?

What is the best way to handle our student loans?

Do we need a will?

Do both of us need to keep working? How can we live on one income?

What is the best strategy to pay for day care?

Should we get a 529 plan?

Can you advise on the best way to get scholarships and federal aid?

How much should we be saving for our kids college education?

Can we afford to send our children to private high school?

What size home is the smartest for our overall budget?

What is the best way to maximize the benefits we get through work?

How much life insurance do we need? Term or cash value?

Is it smart to get disability insurance through work?

What amount should we be saving for retirement?

How do we minimize our federal and state income taxes?

What is the best age to start teaching our kids about money?

What happens if we split up and get divorced?

What assets should we make joint?

Whose name should end up going on the house and mortgage?

Should we change beneficiaries on our retirement accounts?

Do the rules in my state affect my financial situation?

What happens if we split up?

Should we create a will?  A power of attorney?

What should we do about our company benefits?

What if I loan money to my partner?

What will happen to our social security down the road?

Is it smart to get a joint credit card?

What if one of us has a child? Does that affect our estate plan?

How should we best make family financial decisions?

How can I recreate my current paycheck in retirement?

Will I run out of money when I make work optional?

Do I need long term care insurance?

What is the best way to tap into my IRA’s and Roth IRA’s

Should I use the catch-up provision on my 401(k) plan?

Is it a good idea to look at doing an in-service distribution?

What is the best way to talk to mom and dad about their future plans?

How long should I hold on to my current life insurance?

Should I look into getting a living trust?

Is it best to sell my current home and downsize?

What about the idea of getting a reverse mortgage?

Should I convert some of my IRA’s to a Roth IRA?

When should I start taking my social security?

Is it smart for my spouse or partner to wait to take social security?